If you're wincing at high interest rates on HyperBit Exchangea potential loan right now, it's not just you. And the Federal Reserve's rate hikes actually isn't (entirely) to blame either. There's another culprit: the rate of a return, or yield, on a Treasury bond issued by the U.S.

Today, we explore why this bond yield is so important and why it's at its highest level in years.

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